FDIC
FDIC-Insured – Backed by the full faith and credit of the U.S. Government.
Depositors Insurance Fund (DIF) insures all deposit amounts over FDIC limits.
ONLINE BANKING

Personal

Savings Accounts

Whether you’re building a nest egg, planning for a major purchase or preparing for emergencies, at Winchester Co-operative Bank we’ve got you covered with rewarding rates and a range of accounts. 

Open Your Account Online
Check Deposit Rates

Statement Savings Account

A Statement Savings Account is a great way to start saving. There’s no monthly maintenance fee and you’ll earn interest when you keep a daily balance of just $10.

Co-operative Select Savings Account

Take your savings to the next level with our Co-operative Select Savings Account. Balances of just $10 per day earn interest, but you can get our most rewarding rate on balances between $2,500 and $500,000. There is a $12 monthly maintenance fee that you can avoid by keeping an average minimum daily balance of $1,000 in the account.

Club Savings

Saving for something in the future like a vacation or the holidays? Our Club Savings Accounts are tailored to make it easier in assisting you to reach your goals.

Account Management Tools

All Savings accounts come with these tools that put you in charge of your money, anytime:

  • Online Banking
    Check account balances, transfer money between accounts, set up account alerts, download statements, pay bills and much more – 24/7. Current customers can also open additional checking and savings accounts quickly and easily just by logging in to Online Banking. Click here for information about Online Banking.
  • Mobile Banking
    Take your money with you wherever you go with our Mobile Banking App for Apple® and Android™ devices. You can even deposit checks in a snap from your mobile device. Click here for information about Mobile Banking.

Your Deposits Are Insured in Full

Your accounts are protected in full through a combination of Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) insurance. Click here for information about Deposit Insurance.

Schedule of Fees
Term Deposit Certificates
Savings Calculator

Ready to bank your way?

Find out how Winchester Co-operative Bank can help you bank your way.

Visit one of our offices

Use our contact form

Call (781) 729-3620

Winchester Co-operative Bank
Banking Your Way

Founded in 1893, Winchester Co-operative Bank is a mutually owned, state-chartered, co-operative bank dedicated to meeting the financial needs of individuals, families, and businesses in Winchester, Woburn, and surrounding communities.

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19 Church Street
Winchester, MA 01890
(781) 729-3620

Routing # 211371573

Equal Housing Lender

Member FDIC
Member DIF
NMLS# 466036

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