About WCB

President's Message

Dear WCB Customer,

Welcome to the Winchester Cooperative Bank website, your online link to the WCB community of banking services.  For 120 years the Bank has been helping people in our community meet their day to day banking needs and build toward their financial goals.  The WCB team remains dedicated to serving the needs of our customers and helping to foster a strong community.  Serving you is our life’s work.  I hope that you will find this website and related services helpful in meeting your own personal financial needs.

Your Bank remains financially sound.  We had a very successful fiscal year ending on April 30th. Deposits grew by 2.7% to $488 million as your Bank remains the deposit market share leader in Winchester. Despite the challenging economy, new loan originations exceeded $147 million as your Bank continues to be a leader in funding new home purchases in our community. Total assets grew to an all-time high of $550 million. The Bank remains well capitalized with reserves in excess of $62 million, more than twice the amount needed to be categorized as well capitalized by Federal regulators. Your deposits continue to be insured in full with the combined coverage of the Federal Deposit Insurance Corporation (FDIC) and the Massachusetts Share Insurance Fund (SIF).

The addition of mobile banking has been well received. Our Mobile Branch was introduced in 2012 to supplement our Online Banking and Bill Payment products.  The number of users continues to grow each month. We invite you to try it as well. Bank any way you like – in person, through the mail, online or with your smart phone.

The Bank remains very active in the community and supports many worthwhile community groups and activities including local Schools, Council on Aging, Town Day, Winchester Hospital, YMCA, Mission of Deeds and the Woburn Council of Social Concern. We are proud to celebrate over 20 years of support for the Rush Out and Read (ROAR) program through the Winchester Library.

Our focus on the community and community banking remains strong. Thank you for your contribution toward making WCB the go-to bank for the local community.


Robert J. Hickey

WCB Online Banking

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19 Church Street, Winchester, MA 01890   |  Tel: (781)-729-3620
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