Rates

Rates

WCB works hard to earn your business, and offers competitive rates for both deposit accounts and loans. Our goal is to offer the products and services that meet the needs of the customers in our community. If you don't see a product that meets your specific needs please feel free to stop by our office or call us to see if we can tailor a product to help meet your personal needs.

19 Church Street
Winchester, MA 01890

(781) 729-3620 Contact Us

Below is a sample of our current deposit account rates. Please stop by or call one of our Deposit Specialists to obtain more information about our deposit products.  Rates are compounded monthly and subject to change without notice.

rates as of 6/05/17

Account Interest Rate APY* Minimum to Open
Deposit Accounts
Statement Savings Accounts ** 0.40% 0.40% $1.00
Club Savings Accounts ** 0.40% 0.40% $1.00
Passbook Savings Accounts** 0.40% 0.40% $1.00
Money Market Deposit Accounts ** 0.50% 0.50% $1.00
NOW Checking Accounts ** 0.10% 0.10% $1.00
Account Interest Rate APY* Minimum to Open
Term Deposit Certificates: TDC
91 day TDC 0.55% 0.55% $500.00
6 Month TDC 0.70% 0.70% $500.00
12 Month TDC 1.14% 1.15% $500.00
18 Month TDC 1.39% 1.40% $500.00
24 Month TDC 1.53% 1.55% $500.00
30 Month TDC 1.63% 1.65% $500.00
36 Month TDC 1.73% 1.75% $500.00
Account Interest Rate APY* Minimum to Open
Traditional/Roth IRA Term Deposit Certificates
12 Month IRA TDC 1.14% 1.15% $1.00
18 Month IRA TDC 1.39% 1.40% $1.00

*Annual Percentage Yield

** Variable Rate account. The rate may change after the account is opened.

  •  Minimum Daily balance to obtain APY is $10.00 in all accounts.
  •  Penalty may be applied on funds withdrawn prior to maturity for all Term Deposit Certificates.
  •  Fees charged could reduce earnings on accounts.