Products and Services

Winchester Co-operative Bank offers the following products and services:

CONSUMER DEPOSIT ACCOUNTS

• Checking Accounts
• Statement Savings Accounts
• Passbook Savings Accounts
• Club Savings
• Money Market Deposit Accounts
• Term Deposit Certificates (TDC)
• Traditional/Roth IRA Term Deposit Certificates (TDC)

BUSINESS DEPOSIT ACCOUNTS & SERVICES

• Business Checking Accounts
• Statement Savings Accounts
• Passbook Savings Accounts
• Money Market Deposit Accounts
• Term Deposit Certificates (TDC)
• IRA Term Deposit Certificates (TDC) including SEP IRA
• Treasurer’s Checks and Money Orders
• Domestic and International Wire Transfers
• Small business coin and currency processing
• Signature guarantee services

CONSUMER LOANS

• Residential Mortgages:
  • ARMs
  • Fixed Rate
  • Second Mortgages
  • Home Equity Lines of Credit
  • Home Equity Loans
  • Construction Loans
  • First Time Homebuyer Programs
• Personal Loans
• Auto Loans
• Passbook Loans

COMMERCIAL LOANS

• Commercial Real Estate Mortgages
• Commercial Construction Loans
• Commercial Lines of Credit
• Commercial Auto Loans

BANKING SERVICES

• Mobile Banking
• Online Banking
• eDocuments
• Telephone Banking

FREE TO WCB CUSTOMERS

• Debit/ATM Cards
• Coin Counting
• Money Orders
• Treasurer’s Checks
• Signature Guarantee
• Notary Services

OFFERED TO WCB CUSTOMERS AT COMPETITIVE PRICES

• Safe Deposit Boxes
• Wire Transfers