Business
Checking Accounts & Services
At Winchester Co-operative Bank we have the accounts and tools you need to conveniently manage your money, freeing you to take care of your business your way.
Business Checking Account
While every business is unique, some needs are universal like tracking expenses, paying bills, making deposits, and managing your balances. We offer local business owners a checking account that makes doing it all easy.
Plus, there are no transaction fees and you can avoid a $12 monthly maintenance fee with a daily balance of at least $1,000.00
You can also maximize your earnings with a Business Savings Account, or Term Deposit Certificate. Click here for information about Business Savings accounts.
Business Money Market Account
With a Business Money Market account, you can ensure your money is working as hard as you do with a higher rate on higher balances. By linking to your business checking account, you can watch your savings grow while also having the flexibility to move money as needed for your day-to-day cash flow needs.
There is no fee for the first 6 withdrawals each month (additional withdrawals are 75¢ each), and you can avoid a $12 monthly maintenance fee by keeping $5,000.00 in the account each day.
Account Management Tools
As a business owner, you’re always on the move. Our Business Checking Account includes the tools you need to manage your account anytime, anywhere. Choose the tools that work best for you and your business.
Online Banking
Log in anytime to check account balances, transfer money between accounts, set up account alerts, download statements, pay bills and much more.
Businesses using Quicken® can also integrate the service into Online Banking.
Mobile Banking
Take your money with you wherever you go with our Mobile Banking App for Apple® and Android™ devices.
You can even deposit checks in a snap from your mobile device.
Debit Card
Use your Business Debit Card to make purchases with a physical card or add it to the digital wallet on your mobile device or smartwatch. For even more security, use Card Control to turn on/off a misplaced or stolen card and even set transaction controls.
Surcharge-Free ATMs
Additional
- After hours deposit drop
- Coin and currency processing
- ACH and wire transfers
- Notary services
- and more!
Get Peace of Mind with Full Deposit Protection
Your business deposit accounts are protected in full through a combination of Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) insurance. Click here for information about Deposit Insurance.
