Business Banking
Your Way
Every business is unique – and so too are the ways that business owners manage their money. At Winchester Co-operative Bank, we make it easy for businesses to bank their way with the accounts, access and advice owners need.
For more information, or to open your accounts, use the form below to contact our team – and let’s get down to business.
Accounts
It starts with the right accounts – and we make the choice simple:
Our Business Checking Account allows businesses to rest easy knowing they will not be charged a fee for each transaction (including checks written or deposits made). Keep at least $1,000 in your account each day to avoid the $12 monthly maintenance fee.
Add a Business Money Market Account to ensure your money is working as hard as you do with a higher rate on higher balances. There is no fee for the first 6 withdrawals each month, and you can avoid a $12 monthly maintenance fee by keeping $5,000 in the account each day.
Or select a Business Savings Account which has no monthly fee, no minimum balance requirement and no transaction fees.
Lock in a higher rate for a set amount of time with a Term Deposit Certificate (also referred to as a “Certificate of Deposit.”)
And plan for the future for you and your employees with a Simplified Employee Pension (SEP) IRA.
Plus, your business deposit accounts are insured in full through a combination of Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) insurance.
Access
We offer an array of tools designed to let business owners manage their money when, and where, they want – easily and securely. Select the tools that work best for you and your business.
Manage Your Money
Login to Online Banking to check balances, transfer money between accounts, pay bills and much more. Add Mobile Banking for even more convenience, including depositing checks from your device.
Make Deposits
In addition to using our Mobile Banking App to deposit checks, business customers can drop off deposits before, or after, hours with our After-Hours Deposit Drop.
Go Shopping
Use the Winchester Co-operative Bank Business Debit card to make purchases for your business. Add it to the digital wallet on your mobile device or smart watch for greater convenience and security.
Get Cash
Use your Debit Card to get cash at any ATM displaying the Mastercard symbol. When on the road you can get cash AND avoid ATM surcharge fees – just look for the MoneyPass® or SUM® logos.
Advice
Our experienced team of business bankers are ready with the support, and local knowledge you need to grow your business. Click here to meet the team.
