President's Message

Welcome to the Winchester Co-operative Bank website, your online link to the WCB community of banking services. Since 1893 the Bank has been helping people in our community meet their day to day banking needs and build toward their financial goals. 

Winchester Cooperative Bank began its 125th fiscal year on May 1st with over $617 million in total assets supported by $81 million of capital. The Bank is well capitalized with a core capital ratio in excess of 13%. Our customers have entrusted us with over $532 million in deposits that are insured in full with the combined coverage of the FDIC and the SIF fund of the Cooperative Central Bank. Our loan portfolio, of over $475 million, supports automobile, home and business ownership for the growing WCB community. WCB remains a strong, independent, mutually-chartered community bank.

The Bank and our team of dedicated employees are committed to serving the community. We provide financial and volunteer support to many worthwhile groups and activities which include local Schools, the Council on Aging, English at Large, the Mission of Deeds, Winchester Hospital, YMCA, the Woburn Council of Social Concern, the Minuteman Senior Services, the Salvation Army, and the Rush Out and Read (ROAR) program through the Winchester Library. In addition, we have a strong commitment to community development initiatives focused on affordable housing programs throughout the local area.

This web-site, as well as the online and mobile banking products offered through it, offers convenient, secure and user-friendly access to WCB’s financial products. Our Church Street office remains a hub for local banking needs and the community. We welcome you to call or stop in to talk with a member of our team about your financial needs, enjoy a cup of coffee or join a community chat at our lobby roundtable. Whatever means you choose to access WCB’s services know that we remain committed to helping serve your financial needs.

Mark H. Kellett
President & CEO


WCB 125 Years